Every business these days has some level of online presence or activity and an exposure to cyber crime.
Are you a medical professional, or provide a healthcare service? Or an Allied Health or Specialist medical centre? What about a care facility that provides any sort of medical treatment or advice? You need a Medical Malpractice insurance policy.
The National Disability Insurance Scheme has been an incredible asset to Australians in the few years we’ve had access to its services.
Do you own a strata titled property? Whether for residential or commercial occupancy, there is a specific insurance that covers strata titled properties for property damage, common property, contents and areas and legal liability.
Do you or your business provide advice or service for a fee? If so, you are likely to have a Professional Indemnity exposure and need special cover.
You’re the expert in your business, the one who knows every in and out and nook and cranny. Chances are you’ve put a whole lot of yourself into it, and you’d do anything to protect that. Right?
I don’t know about you, but while I have a solid grasp on running my business, I’m the last person who would assume to know the intricacies of running your business.
There is a lot of responsibility in running a business, managing employees or sitting on a company board for example. Are you protected if someone alleged you had failed in your duties as a Director or manager? You absolutely need to consider Management Liability Insurance.
Trades are essential services – providing the wiring, plumbing, plastering, building and more that keep us in safe and secure homes and workplaces, connected to each other, warm or cool, and our properties looking good too!
Your PDS (a.k.a. Product Disclosure Statement) is a Very Important Document.
Whether a corner fish and chip shop, a boutique cafe or a 100+ seat restaurant or everything in between, hospitality (and retail) businesses are always a hive of fast paced activity. With subtle music on discrete speakers, food being whizzed around on trays, loud groups of happy customers and hopefully loads of foot traffic every day, you need the right insurance to suit your business.
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